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We would like to take this opportunity to thank all of our shareholders and investors for their continued support and patronage.

On October 8, 2020, Japan Investment Advisors, Inc. changed its market from the Mothers market of the Tokyo Stock Exchange to the First Section of the Tokyo Stock Exchange. We would like to express our heartfelt gratitude for your warm support.

Since its establishment, the Group has been engaged in the financial solutions business with Operating Lease Business as its core business. The number of employees in the Group, which was 19 on September 11, 2014 when it was listed on the TSE Mothers market, has grown to 197 as of October 8, 2020. With the addition of human resources acquired in Japan and overseas after the listing on the Mothers market, our core Operating Lease Business has grown to occupy the top share class in the JOL market.

In today's society, there are many social issues that have become apparent, such as the difficulty of managing funds in a low interest rate environment, and the problem of business succession due to a shortage of successors. In response to these social issues, the Group will aggressively invest management resources in the new financial solutions business, in addition to the business foundation it has developed mainly in the Operating Lease Business. By doing so, the Group will establish a new growth strategy model and strive for sustainable enhancement of corporate value.

With the recent global outbreak of the new coronavirus infection, the nature of society is undergoing major changes. The Group's corporate activities and business performance have also been affected in no small way. Under such circumstances, we are determined to do our utmost as a group of executives and employees, giving top priority to the health and safety of our customers and employees, while staggered work hours and remote work.

We sincerely ask for your continued support and guidance.

Japan Investment Adviser Co., Ltd.

President, CEO - Naoto Shiraiwa