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We would like to sincerely thank our shareholders and investors for their continued support and patronage.

With the management philosophy of "Always be a company contributing to society by offering financial services," JIA Group is striving to enhance its corporate value, focusing on its four main businesses (Operating Lease Business, Renewable Energy Business, Real Estate Business, and Private Equity Investment Business).

In 2023, we finally witnessed the subsiding of COVID-19, which had caused significant adverse effects on the global economy since 2020. The performance of JIA Group started recovering, and in July 2023, a 3-year medium-term plan for the period from 2024 to 2026 was announced. JIA Group will evolve into a new stage, by completing the plan steadily.

The year 2024 is the first year of the 3-year medium-term plan. As the financial solution service of JIA Group is likened to a building, we will assemble the following "groundwork," "pillars," and "beams" securely, to build a robust corporate structure.
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"Groundwork": Resources/
 including human resources and networks, JIA Group has accumulated so far
"Pillars": Four core businesses/
 Operating Lease Business, Real Estate Business, Renewable Energy Business, and Private Equity Investment Business
"Beams": Consulting services/
 for M&A, support for listing and IR, business succession, and introduction of personnel
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By building a robust corporate structure, we will further enrich the lineup of unique services for supporting small and medium-sized enterprises around Japan, which are our major clients, in solving managerial issues on a one-stop basis.

Lastly, we would like to express our thanks to many shareholders for cooperating in our capital increase scheme "rights offering," which was announced on December 28, 2023. We will strive to improve our corporate value with increased equity capital.

We would sincerely appreciate your continued guidance and encouragement.

Japan Investment Adviser Co., Ltd.

President and CEO   Naoto Shiraiwa